Our Strategic Asset Allocation (SAA) approach operates with a long-term planning perspective, employing robust investment management principles. We employ a dynamic asset allocation strategy geared toward achieving your investment objectives, whilst factoring in pre-set investment constraints and risk tolerance levels.
The determination of the optimal SAA is a complex, multifaceted process that involves balancing risk and return. It requires collaboration from multiple internal functions such as Asset Management, Asset Liability Management (ALM), and Risk Management. It also necessitates addressing the interests of external stakeholders, including shareholders, policyholders, and regulators.
At Finalyse, we bridge this gap by incorporating an academic perspective with a pragmatic approach to defining the target SAA. Our tailored solutions guide insurers in managing the intricacies of this balancing act at every step of the process. This approach allows you to secure optimal asset allocations that align with your risk tolerance, investment return objectives and insurance business specificities. Our goal is to provide a dynamic, robust foundation, enabling you to navigate market challenges and capitalise on growth opportunities.