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How Finalyse can help
Managing General Agent (MGA) Support Solutions
Managing General Agents (MGAs) address insurers’ need for efficient, expert-led distribution and niche underwriting capabilities, while meeting end customers’ demand for faster, more user-friendly insurance solutions.
At Finalyse, we support MGAs and risk carriers by enhancing their underwriting, pricing, reserving, and governance capabilities. We provide expert actuarial insight, data-driven insurance solutions, and assist carriers in effectively overseeing delegated authority arrangements.
For the end customer (the policyholder), this translates into more relevant coverage options, streamlined services, and personalised, accessible insurance in an increasingly digital-first world.
How does Finalyse address your challenges?
Underwriting, Pricing and Data Analytics
We use statistical models and predictive analytics to set premiums, assess underwriting performance and pricing adequacy, and identify emerging trends.
Product Oversight and Governance
We ensure insurance products are compliant, appropriately designed, and aligned with stakeholder expectations through robust governance structures and change control process.
Reserving Analysis / Validation
Our experienced senior actuaries provide independent reserve estimates for MGAs, helping ensure adequate provisioning and reinforcing confidence among risk carriers, across all classes of insurance business.
Profit Share Design and Independent Valuations
Our team are capable of designing structured and equitable profit-sharing mechanisms between MGAs and risk carriers, helping align risk profiles and incentives of all parties.
Design of Risk Management Frameworks
We help MGAs and risk carriers establish robust risk management frameworks to monitor and control underwriting, claims, and operational risks.
Development of MGA Governance and Oversight Models
We help MGAs establish effective internal governance structures and oversight models that align with carrier expectations and regulatory norms.
How does it work in practice?
Managing General Agents (MGAs) are increasingly becoming a vital component of the (re)insurance ecosystem, offering agility, niche expertise, and faster market responsiveness than traditional carriers. As the industry continues to evolve under pressure from changing customer expectations, regulatory demands, and technological disruption, MGAs provide an efficient route for (re)insurers to access new markets, test innovative products, and optimise distribution without assuming the full operational burden. Their ability to combine underwriting authority with specialist knowledge makes them especially valuable in emerging or underserved risk segments.
At Finalyse, we enable and accelerate the growth of MGAs by providing the actuarial, risk, and governance expertise needed to build strong and sustainable partnerships with capacity providers. From robust reserving and pricing frameworks to the design of equitable profit-share mechanisms and effective risk governance, we equip MGAs with the tools and independent validation they need to inspire carrier confidence and regulatory trust. Our support helps MGAs scale responsibly, operate with transparency, and deliver long-term value in an increasingly competitive market.
Key Features
- Actuarial Expertise
We provide deep actuarial insight across underwriting, pricing, and reserving to ensure technical soundness and profitability in insurance portfolios. - Governance & Oversight
We strengthen governance frameworks and help carriers manage delegated authority with confidence, ensuring compliance and control. - Data-Driven Solutions
Our tailored, analytics-powered insurance products enable precise risk selection and improved operational efficiency. - Customer-Centric Innovation
We help deliver streamlined, digital-first insurance experiences that meet the evolving expectations of today’s policyholders.
Gary is a Principal Consultant within our insurance practice in Dublin. He has 16 years of experience within the life and non-life (re)insurance sectors covering industry, audit and consultancy roles. His expertise covers financial reporting, prudential and conduct risk management, and assurance activities. Gary has provided outsourced actuarial, risk, compliance, and internal audit function services for a wider range of insurers, reinsurers and captives.
Yoyo is a Qualified FASSA and AAG Actuary, and Chartered Enterprise Risk Actuary (CERA) with close to 10 years of experience. His experience is in ALM, Market and Liquidity Risk, and automation. With Power BI, R, SQL and Python, he works on developing Finalyse ‘s internal SCR calculation, and automates roughly 7000 Finalyse Valuation Services (FVS) structured product calculations.
