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How Finalyse can help
Finalyse Risk Data Analyzer
Finalyse Risk Data Analyzer is a configurable risk analytics and control solution designed to help financial institutions assess data quality, explain Risk-Weighted Asset (RWA) movements, analyse changes in risk parameters and accelerate investigations across regulatory risk processes.
Combining financial risk expertise with advanced analytics, Finalyse Risk Data Analyzer enables Risk, Finance and Data Management teams to move beyond manual reconciliations towards faster, more transparent and explainable risk analysis.
Complementing Finalyse's “RWA SmartCheck”, which focuses on independent RWA calculations, regulatory validation and capital optimisation, FRDA provides an analytical layer to investigate risk data, understand RWA movements and assess the impact of changing risk drivers.
How does Finalyse address your challenges?
MONTHLY AND QUARTERLY RWA MOVEMENT ANALYSIS
Explain each period's change in RWA by driver before the figures go to management or committee.
PRE- AND POST-RUN CONTROLS ON DATA AND RWA OUTPUTS
Check input data and compare RWA outputs before and after each run to catch errors early.
ANALYSIS OF RWA MOVEMENTS CAUSED BY BASEL III CHANGES
Isolate the effect of regulatory changes, such as CRR3 approaches or the output floor, from business-driven movements.
PORTFOLIO AND COLLATERAL SENSITIVITY ANALYSIS
Test how RWA responds to changes in rating, PD, LGD or collateral across a portfolio.
INVESTIGATION OF CONCENTRATIONS AND OUTLIERS
Find the counterparties, sectors or exposures that weigh most on RWA or behave differently from the rest
IMPACT ANALYSIS AND DRILL-DOWN AT DEAL LEVEL
Follow a movement down to individual deals and see how a single change affects their RWA
How does it work in practice?
A pragmatic analytical layer - built to complement your BI stack
Finalyse Risk Data Analyzer is designed to sit alongside existing risk calculation. regulatory reporting and BI environments such as Microsoft Power BI and Qlik Sense. Finalyse Risk Data Analyzer adds risk-specific validation, RWA analysis and exposure-level investigation; its curated outputs can support the bank S existing dashboards and management reporting.
One controlled path from data to decision
FRDA provides a visible bridge from the management KPI to the underlying driver and exposure, then lets the user test alternative outcomes before moving to action. Control → Detect → Explain → Simulate → Act
USE CASE 1 — RWA MOVEMENT INVESTIGATION
Why has our RWA changed between two reporting periods?
A bank observes a material movement in its corporate RWA and needs to understand its underlying causes.
How Finalyse Risk Data Analyzer can help: Compare reporting periods, identify the main RWA contributors, analyse changes in risk parameters and exposure characteristics, and drill down to the underlying positions.
Business outcome: Faster investigation of RWA movements and clearer explanations to management.
USE CASE 2 — DATA QUALITY & CONTROLS
Can we trust the data feeding our risk calculations?
Risk teams need visibility over data completeness, consistency and validity before analysing or relying on calculation outputs.
How Finalyse Risk Data Analyzer can help: Configure validation rules, execute repeatable assessments, identify failing records and monitor changes in data quality across reporting periods.
Business outcome: Greater transparency over risk data issues and better prioritisation of investigations.
USE CASE 3 — PARAMETER CHANGE ANALYSIS
What happens to our RWA when risk parameters change?
A bank wants to investigate the impact of changes in PD, LGD or other supported risk inputs.
How Finalyse Risk Data Analyzer can help: Apply revised parameters, recalculate risk metrics using supported calculation methodologies, and compare original and simulated results.
Business outcome: Better understanding of the capital impact of parameter changes.
Key Features
RWA Attribution & Movement Analysis
Understand what drives changes in risk-weighted assets across reporting periods, portfolios and exposures. Compare RWA results and investigate the contribution of changes in exposure volumes, portfolio composition, risk parameters and other relevant drivers.
Interactive Drill-Down & Root-Cause Analysis
Move from aggregate RWA movements to their underlying contributors through configurable analysis hierarchies. Identify material changes by asset class, business segment, product and individual exposure, supported by Top-N contributor analysis.
Data Quality Assessment & Monitoring
Assess the reliability of risk data using configurable validation rules and data quality metrics. Identify missing values, duplicates, inconsistencies, invalid formats and unexpected changes across reporting periods.
Risk Parameter Sensitivity & Impact Assessment
Analyse the impact of changes to risk parameters and exposure characteristics on calculated RWA. Assess scenarios involving PD, LGD and other supported inputs, enabling risk teams to investigate parameter changes and their capital implications.
Multi-Period Comparison & Change Analysis
Compare risk data and calculation outputs across reporting dates or scenarios. Identify changes in numerical and categorical fields, investigate deviations and support regression testing following system or methodology changes.
Besion Kolli is a Managing Consultant in Financial and Risk Analysis with expertise in Business Analysis, Credit and Market Risk, and Project Management for the implementation of risk software solutions. He specializes in extracting, analyzing, and reporting financial data from diverse accounting and information systems and in developing advanced risk models. Besion’s technical proficiency includes SQL, Excel, and Python, which he leverages to provide comprehensive risk assessments. Additionally, he has extensive knowledge of Risk Authority Software, which is used for Regulatory Risk Reporting and Calculation. His project management experience includes overseeing the implementation of risk software, ensuring that solutions are delivered efficiently, within scope, and compliant with regulatory requirements.
Hugo is a Principal Consultant in Finalyse Brussels. He has a wide knowledge and expertise in financial products, valuation algorithms, reporting and regulatory issues. He combines in depth knowledge of banking financial risks and regulations with a wide understanding of the data, IT infrastructure and processes underneath. Hugo has been involved in multiple Risk and Regulatory Reporting implementation projects such as RWA calculation for credit risk, EAD calculation under SACCR, automation of internal reports for ALM and implementation of data governance to comply with BCBS239. Hugo is an experienced Agile project manager who stands-out for his dynamism, adaptability and interpersonal skills.
Belinda Pllaha is a managing consultant with over 10 years of experience in credit risk management, specialising in the implementation of key regulatory frameworks such as Basel IV and IFRS 9. She has a strong background as a functional analyst, conducting impact analyses, business analysis, and driving the implementation of risk management tools and systems. Belinda combines technical expertise in Excel, SAS E.G., SQL, and Risk Authority from Moody’s with an in-depth understanding of regulatory reporting and process optimisation.
Vjola Himaj is a Senior Consultant with expertise as a business and functional analyst and project manager in banking, with in-depth knowledge of banking applications and processes specialized in risk reporting. Her technical expertise includes SQL, Microsoft Access, Risk Authority, Oracle tools such as Flexcube and Oracle Banking, the Temenos T24 core banking system, as well as testing and reporting tools. Currently, Vjola works as a functional analyst focused on credit risk data integration and reporting within a project to centralize and modernize risk infrastructure, ensuring compliance with EU regulations. Her responsibilities include business requirements analysis, RWA calculation, regulatory reporting, and data mapping. Before this role, Vjola worked in software companies specializing in banking and financial services as a Senior Product Specialist and Automation Test Engineer for core banking systems. She also progressed rapidly in previous positions, advancing from Business Analyst to Project Manager.
