The Credit Risk Business Area is composed of experienced quantitative, functional and business analysts, with proven track record in the credit risk domain.

With our know how and experience Finalyse is able to cover functional, mathematical, technological and organizational topics in all phases of the project: from the analysis phase to the technical implementation.

We set up the testing strategy, follow the different test scenarios with the business users, we ensure the user training and support during the system's day to day operational use.

Finalyse "palette" of expertises can be summarised as follows:

• Credit risk modelling techniques,
• Credit Model Validation framework and techniques,
• Statistical and financial engineering expertise,
• Thorough knowledge of Basel II regulations and requirements,
• Business and functional analysis,
• Technical analysis and implementation of solutions,
• Experience in all aspects of Regulatory and Economic Capital measurement,
• Risk management governance and procedures,
• Extensive knowledge of data gathering, cleansing and distribution issues.